By using this site, you agree to be bound by these terms and conditions of use. If you do not agree to these terms and conditions of use, do not access or use this site. The author of FullyInformed.com reserves the right to change the terms and conditions at any time, change the site, change or eliminate content or features without notice. This site is privately owned.

Short Terms and Conditions Outline

IN SIMPLE TERMS – You acknowledge and agree you alone are responsible for your actions and decisions regarding use of FullyInformed.com. You acknowledge and agree that the author is not a financial planner or adviser and has no accreditation or degrees but is only a personal investor. What you read are the author’s ideas only and not financial advice or recommendations. You acknowledge and agree there are links to ads that FullyInformed.com has little to no control over which the author may receive a commission from. If you click an ad you accept responsibility for their content and any decisions you may make. You acknowledge and agree there are no refunds on digital product bought or memberships. You acknowledge and agree any forms you submit, questions asked or emails sent may be used for articles to be posted to FullyInformed.com. Your full name, address, email or any private information is never shared or sold. You acknowledge and agree that you are making your own trade decisions and agree to hold the author of FullyInformed.com free or any liability of any kind.

Here are the Terms and Conditions you acknowledge you have read and agree to, for both the public and members FullyInformed.com website and its content:

1. Trade At Your Own Risk

Stocks, options and investing in general are risky and can and often do result in considerable loss. None of the strategies, stocks or information discussed or presented are financial or trading advice or recommendations. The author assumes no liability including for errors and omissions. Everything presented are the author’s ideas and opinions only. There are considerable risks involved in implementing any investment strategies. The author does not provide financial advice of any kind.

The stocks, options and strategies discussed are simply ideas only and are in no way financial advice or recommendations. The author may or may not at any time be holding securities discussed. Trade at your own risk.

Read the full disclaimer through this link.

2. No Investment Recommendations or Professional Advice

Nothing on the site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or product. The author is not offering any professional advice of any kind. Everything presented are personal ideas and opinions only.

With every article on Fullyinformed.com, you trade at your own risk. Investing can and does result in losses. The author accepts no responsibilities for your trades and investments or your decisions made.

Nothing on the site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or product. The author is not offering any professional advice of any kind.

You acknowledge that you understand the author is not a financial planner or analyst and does not hold financial degrees or any accreditation. The author is an individual investor only. What you read on Fullyinformed.com including the Members section, are the author’s personal ideas and opinions only and are not financial advice, trading advice or investment recommendations. Fullyinformed.com is for reading enjoyment, entertainment and personal interest only. No real-time trading is offered or encouraged.

The author may or may not at any time be holding securities discussed. The author may or may not enter the trades mentioned, illustrated or discussed. Some positions in mentioned stocks may already be held or are being adjusted or are simply examples, ideas or discussion topics.

It is important to understand that stocks, options and investing in general are risky and can and often do result in considerable loss.

3. Cookies, Privacy and Gathering Of Information Notice

Any forms on FullyInformed.com which gather information is not sold or shared, or used in any way other than to stay in contact with you if you have requested to be contacted. If you provide personal contact details, they are never given to any third party, nor sold or stored. Information gathered for the email updates is used to send out update emails only. You may unsubscribe at any time by selecting the unsubscribe link which is in every update notice sent or by emailing us directly at members@fullyinformed.com. At times out website may use cookies to provide more pertinent information to you through ad placements on FullyInformed.com. On the members site cookies are used to allow easier access for members through the various login forms including multi-day access without having to continually log back into your account. They are no ads on the members site.

4. Website Forms and Forums

When you submit content or send content and questions via forms or through forums, it may be used by the author of FullyInformed.com for a posted article for others to read on the website. Your full name, email or personal contact details that you may have provided are never used or shared in any article posted as a reply to your questions. By submitting or sending content you simultaneously grant FullyInformed.com an irrevocable, worldwide, royalty free license to publish, display, modify, distribute and syndicate your content worldwide. You confirm and warrant that you have the required authority to grant the above license to FullyInformed.com.

5. Emails Received

When you send emails to FullyInformed.com it may be used by the author of FullyInformed.com for a posted article for others to read on the website. Your full name, email or personal contact details that you may have provided are never used or shared in any article posted as a reply to your questions. By submitting or sending emails you simultaneously grant FullyInformed.com an irrevocable, worldwide, royalty free license to publish, display, modify, distribute and syndicate your content worldwide. You confirm and warrant that you have the required authority to grant the above license to FullyInformed.com.

6. Copyright Notice and Proprietary Rights

You acknowledge and agree that FullyInformed.com may contain proprietary and confidential information including trademarks, service marks and patents protected by intellectual property laws and international intellectual property treaties. All material presented on the site are the author’s personal opinions and ideas, all content is copyrighted by the author and the site fullyinformed.com. The author of FullyInformed.com authorizes you to view and make a single copy of portions of its content for offline, personal, non-commercial use. All content may not be sold, reproduced, reposted to any other website or distributed in whole or in part without written permission. Charts used are the property of the author and fullyinformed.com. Images used are royalty free or belong the original author. Corporate insignia, any third-party trademarks, service marks and logos used are registered trademarks of their respective company or corporation and are used for demonstration and identification purposes only. They remain the property of their respective owners. All information including articles and charts are the property of the author of Fullyinformed.com. Nothing may be republished, copied, resold or shared in whole or in part without the written permission of the author. Any further rights not specifically granted herein are reserved.

7. External Links and External Website Links

The site may contain links to other websites and or link to content created by other sites or third parties. The author of fullyinformed.com does not endorse any external content or sites. The author of fullyinformed.com has not reviewed or approved any content which you may access through any such links. Links to external content, website or otherwise, are the responsibility of the user and not the author of fullyinformed.com. By using this website you acknowledge and agree that the author of FullyInformed.com is not responsible for and does not endorse any advertising, products or resource available from such resources or websites and does not make any guarantees of any kind including dead links or link errors, viruses, malware or corrupted links or content. By using this site, you agree and acknowledge that the author of fullyinformed.com is not responsible for any content you may or may not come in contact with should you select to click and follow an external link, ad or otherwise. By using this site you agree and acknowledge that the author of FullyInformed.com suggests viewers do not believe “get rich quick schemes” or any advertising that seems “too good to be true”. By using this site you agree and acknowledge that the author the author of FullyInformed.com has little to no control of advertising content and accepts no liability and offers no warranties of any advertisement or offers that may from time to time appear as these are controlled by companies such as Google Adsense.

8. Advertisements On Fullyinformed.com

The free section of Fullyinformed.com contains ads and ad links from various sources. This is to help defray the cost of maintaining such a large site. Ads do not appear on the members site. The author and/or fullyinformed.com does not accept any responsibility for ads, their contents, accuracy, offerings, appropriateness and subsequent links. By using this site, you agree and acknowledge that you alone are responsible for your actions should you select to use any such linked ad and acknowledge that some ads may use cookies to provide more relevant content and advertisements. By using this site, you agree and acknowledge that the author of fullyinformed.com is not responsible for any content you may or may not come in contact with should you select to click and follow an external link, ad or otherwise. By using this site you agree and acknowledge that the author of FullyInformed.com suggests viewers do not believe “get rich quick schemes” or any advertising that seems “too good to be true”. By using this site you agree and acknowledge that the author the author of FullyInformed.com has little to no control of advertising content and accepts no liability and offers no warranties of any advertisement or offers that may from time to time appear as these are controlled by companies such as Google Adsense.

9. Commissions Received From Ads

FullyInformed.com and its author receives commission if you click on any of the ad links on the website.  FullyInformed.com and its author do not endorse any product other than those clearly marked as belonging and developed by the author of FullyInformed.com. You accept any and all risk associated with any product that may be seen through ad links on the website that take you away from FullyInformed.com

10. No Responsibility For Access / Provision of Services

The author accepts no responsibility for any downtime, browser issues, compatibility issues, access issues of any kind. It is understood that Fullyinformed.com including the paid Members Sections are not real time trading and does not offer any such service. The author accepts no responsibility for lost emails, twitter being inaccessible, or FullyInformed.com website being down or slow.

You agree and acknowledge that the author of FullyInformed.com is entitled to modify, improve or discontinue any of its services at its sole discretion and without notice to you even if it may result in you being prevented from accessing any information contained in it.

11. Refunds Of Products Sold

Once a product is purchased and downloaded, there are no refunds as the digital content is now on the purchaser’s equipment or device. Purchased product remains the property of the author of FullyInformed.com and may not be copied, resold, distributed, reproduced or posted to other locations or websites in whole or in part without the written permission of the author of FullyInformed.com

12. Refunds Of Memberships Paid

There are no refunds of any paid membership. It is strongly suggested that new members purchase a one month only membership to determine the suitability of content before subscribing to a longer period.

13. Investing Tools

Investing tools are not financial advice or recommendations but are for entertainment and education purposes only. There are no guarantees on data and chart accuracy or timeliness. By using these tools you are agreeing to this full disclaimer.

14. Forums and Comments

The forums on FullyInformed.com and any and all comments are the ideas and opinions of the individual who posted to the forums or left their comment. They are not recommendations or financial advice or a solicitation of any kind. They are individual opinions and comments only.

15. Paper Trading To Learn

Most brokerage firms, including discount firms, offer paper trading accounts. These accounts are like real accounts and often trade in real-time, but they do not use actual capital. They allow an investor to learn how to invest before risking actual capital. Remember that losing capital is a common occurrence in investing in any kind of asset whether stocks, bonds, commodities, options or a myriad of other investing methods. To avoid losses as much as possible, paper trading allows an investor to study a strategy and determine its effectiveness and usefulness prior to risking actual capital.

16. Termination of Agreement

The Terms of this agreement will continue to apply in perpetuity until terminated by either party without notice at any time for any reason. Terms that are to continue in perpetuity shall be unaffected by the termination of this agreement.

17. Disclaimer of Warranties

There are no warranties or guarantees of any kind. You understand and agree that your use of FullyInformed.com is entirely at your own risk and that all services are provided “As Is” and “As Available”. The author of FullyInformed.com does not make any express or implied warranties, endorsements or representations whatsoever as to the operation of the website, information, content, materials, or products. This shall include, but not be limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement, and warranties that access to or use of the service will be uninterrupted or error-free or that defects in the service or content will be corrected. Read the full disclaimer.

18. Limitation of Liability

By using FullyInformed.com you agree and acknowledge that the author of FullyInformed.com and any of its subsidiaries or affiliates shall in no event be liable for any direct, indirect, incidental, consequential, or exemplary damages. This shall include, but not be limited to damages for loss of profits, loss of capital, errors made in content, your investing decisions, any interruption of services, business reputation or goodwill, loss of programs or information or other intangible loss arising out of the use of or the inability to use the service, or information, or any permanent or temporary cessation of such service or access to information, or the deletion or corruption of any content or information, or the failure to store any content or information. The above limitation shall apply whether or not the author of FullyInformed.com has been advised of or should have been aware of the possibility of such damages. In short you accept full responsibility for your investing decisions.

19. Jurisdiction

You expressly understand and agree to submit to the personal and exclusive jurisdiction of the courts of the country, state, province or territory determined solely by the author of FullyInformed.com to resolve any legal matter arising from this agreement or related to your use of FullyInformed.com. If the court of law having jurisdiction, rules that any provision of the agreement is invalid, then that provision will be removed from these Terms and the remaining Terms will continue to be valid.

General Agreement

You understand and agree that the above Terms and Conditions constitute a general agreement between you and the author of FullyInformed. You acknowledge that you are also subject to the Disclaimer Terms and you may be subject to additional terms and conditions when you use, purchase or access other services including the Members Only content and tools as well as affiliate services or third-party content or material.

21. Changes to the Terms

The author of FullyInformed.com reserves the right and sole discretion, without notice, to modify these Terms and Conditions from time to time. Changes to our Terms become effective on the date they are posted and your continued use of FullyInformed.com after any changes to Terms and Conditions will signify your agreement to be bound by them.